Since they pay the politicians to write the laws there will never be a way to bring them down legally. Any attempt to bring them down will quickly be legislated to be illegal. Look at the way the banks rewrote the bankruptcy laws for their favor. They can be brought down but it will take a lot of people willing to to take amoral stand and stand up to them. Stop paying all debt and crash the system. If everybody with a credit card refused to pay they couldn’t sue every single person.