Ajm, how do ya figure? At this point not everyone carries a credit or debit card, passport or even a driver's license. In order to implement a fully electronic banking system the Rfid chip would have to be placed on something that everyone is mandated to use. At first this would no doubt be a plastic card of some sort. Something that would also act as a passport for travel throughout the North American Union. Somehting that could act as a health insurance card (providing you're one of the lucky one's who can afford such a luxury), a list of health related issues such as allergies, heart conditions, etc. Something that could be accepted everywhere for damn near everything. Currently we have several different cards carrying out these functions.

As far as embedded rfid chips in human skin, while some may opt for this after being duped into believing it's for their own benefit, I don't see it being embraced en masse immediately. A decade or so of the One Card first, along with the option of embedded Rfid chips in newborn, and by the end of that decade adults will be requesting it for the sake of "simplicity". A decade or so after that and it won't be optional anymore. It will be mandatory...but by then many adults will have already had theirs embedded as infants. But, in order to get to that point there'll need to be a bridge, which is where the One Card will come in for oh, say the next 20 years or so. The American people need to be brainwashed into believing they want these chips first, and a couple of decades of easy use with a plastic card will help get them there. Once they want them, then it'll be time to remove the option of not having them.

-K